Inspections or Not

In 2026, North Carolina remains a "Caveat Emptor" (buyer beware) state, making home inspections a hot topic for anyone house hunting. The biggest "pro" of getting an inspection is the massive protection it offers your wallet. In today’s more balanced market, where inventory has grown about 8.9% statewide, buyers are successfully using inspection reports to negotiate $5,000 to $11,000 off the sales price or requesting repairs for aging HVAC systems and water heaters. It’s essentially your "out" if the professional reveals a "money pit" with foundation issues or hidden mold that could cost you tens of thousands later. Plus, many 2026 lenders and insurance companies are once again requiring these reports before they’ll even approve your loan.

On the flip side, some buyers still choose to waive inspections to make their offers "bulletproof" in ultra-competitive spots like Raleigh or Charlotte. The "pro" here is speed and appeal; you might beat out three other offers by promising a quick, hassle-free close for the seller. However, the "cons" are heavy in 2026. By skipping the inspection, you're accepting the home "as-is" and losing nearly all your bargaining power. If you move in and discover a $15,000 foundation crack, you have almost no legal recourse unless you can prove the seller intentionally committed fraud—a tough and expensive battle in NC. If you're ready to dive in, you can verify a professional's credentials through the North Carolina Home Inspector Licensure Board to ensure you're getting expert advice.